Is Your Financial House in Order?
A Comprehensive Wealth Planning Framework for High-Net-Worth Families
A comprehensive guide to align your investments, tax strategy, estate plan, and personal priorities – so every financial decision works together.
- Identity gaps across your full financial picture
- Align your wealth with family
- Gain clarity on complex decisions – from taxes to generational transfer
Inside this guide, you'll discover:
- How to define the personal priorities that drive financial decision-making
- A structured process for translating goals into measurable outcomes
- How to evaluate whether your existing plan is aligned - or fragmented
- The overlooked connections between investments, taxes, and estate strategy
- Key questions high-net-worth families should revisit regularly
Who is This Guide For?
This guide is designed for:
- High-net-worth individuals and families or those with complex financial lives
- Executive, business owners, and multigenerational families
- Those approaching a liquidity event, retirement, or wealth transfer
- Anyone seeking greater clarity across investments, taxes, and legacy planning
Take the first step toward a more coordinated and intentional approach to managing your wealth.
Commonly Asked Questions:
A comprehensive wealth plan aligns your investments, tax strategy, estate plan, charitable intentions, and family goals into one coordinated framework. It helps ensure that financial decisions are made in context—and that your plan evolves as your life, priorities, and circumstances change.
Your financial plan should be reviewed every few years and whenever you experience a significant life change, such as retirement, a liquidity event, a change in family circumstances, a move to another state, or changes in tax law. If you are unsure whether your current plan still reflects your goals, it may be time for a review.
The key components of wealth planning include identifying your personal priorities, translating them into specific goals, reviewing your financial resources, recognizing potential obstacles, creating a plan to meet your goals, implementing that plan, and revisiting it over time. A strong wealth plan may also address asset ownership, beneficiary designations, spending, savings, debt management, insurance, estate planning documents, trust funding, charitable giving, and communication with family members.
About Fiduciary Trust Company
At Fiduciary Trust Company, we view wealth planning not as a one-time exercise—but as an ongoing process that adapts as your life evolves.
Managing wealth and planning a legacy can be challenging in an ever-changing environment. We help high-net-worth individuals and families navigate complexity with confidence through customized wealth planning and integrated strategies that evolve with you.
Integrity — 140 year history of integrity, financial stability, and an unwavering commitment to the fiduciary standard.
Personal Service — You’ll have a single point of contact with an experienced advisor who is supported by a firm that is right-sized and nimble, with over $34 billion in assets under supervision and a 98% average annual client retention rate.
Disciplined Investing — Our proven techniques and focus on strong risk-adjusted returns are tailored to fit your needs, with tax, estate, and cash needs considered throughout the investment process.
Expertise — Wealth planning, investment, trust, estate and tax specialists – as well as access to New Hampshire’s advantageous trust laws – bring a breadth and depth to help you realize your goals