Confidentiality is a cornerstone of Fiduciary Trust Company's relationship with its clients. A confidentiality policy is observed by all directors and employees. We want you to understand what information we obtain, how we use it and how we protect your privacy.

We obtain nonpublic personal information about you from you, from third parties authorized by you to provide information to us and from your transactions with us or others. This information may be of a personal or family nature (such as the name, address, telephone number, FAX number, email address, social security number and birthdate of you and your family members) or of a financial nature (such as your assets, liabilities, income or expenses).

We do not disclose any nonpublic personal information about you to anyone, except as required by law, as authorized by you, or as part of our employment of third parties helping us either to provide you the services which we furnish to you or to enhance these services. Accordingly, disclosures may be made pursuant to a subpoena or to our internal and external auditors, federal and state regulatory authorities and businesses which provide certain technological or consulting services to us. Such entities have confidentiality policies of their own. Our privacy policy and practices continue even if you no longer receive services from us.

We have taken steps to ensure the electronic privacy of clients in our processing of transactions on their behalf which we believe are effective, and we continually review our controls in this regard. In addition, we maintain physical and procedural safeguards that comply with federal regulations to protect the privacy of your nonpublic personal information. We also respect the privacy of users visiting our website and do not send unsolicited emails or any electronic marketing materials.

We recognize that clients' financial and personal information has been entrusted to us with the expectation that it will remain private, and we treat this responsibility seriously.